demands stringent safeguards to prevent breaches or misuse, particularly in a country like India, where data security is a growing concern. Moreover, the quality and reliability of this data vary, and when inaccurate, it risks creating lending decisions as erratic as the financial behaviour it seeks to capture Regulatory frameworks are struggling t

This data is fed into platforms like CreditVidya, where AI and machine learning algorithms process it to assess credit risk, even when applicants lack traditional credit histories. Juvo is another organisation that leverages data from mobile user behavior to create proprietary credit scores. These scores unlock new financial opportunities for indiv

Saudi Arabia is a state party to the nuclear Nonproliferation Treaty (NPT), which requires the government to accept International Atomic Energy Agency (IAEA) safeguards on all nuclear facilities. Such comprehensive safeguards agreements (CSA) impede the development of nuclear weapons. Saudi Arabia has not concluded an additional protocol to its CSA